When there is a problem with the business that you were operating, there is a national welfare loan that can be used as a business loan. I hope you will learn more about the conditions and qualifications of the yellow umbrella deduction loan I am organizing today because it can be used at a relatively low interest rate. I would like to write down the limit as well as the conditions and application methods in detail.
Yellow Umbrella Credit Loan?
Yellow umbrella deduction loans are designed for small business owners who operate smaller businesses than other companies, such as small businesses or small business owners. Therefore, it is a system that was created to protect businesses that face a crisis due to the situation during the operation of the business or to close down the business.
Especially, it is a business supported by the country, so stability is guaranteed. As protection of the creditors' seizure is carried out, it has the advantage of making money or deduction of income, so the utilization rate of those who want to use this system is increasing.
yellow umbrella credit qualification
If you look at the yellow umbrella credits, you should be in the yellow umbrella. We'll discuss the details below. You can use the loan without any credit problems.
To explain the yellow umbrella system, I need to know the characteristics of this system. Here's the following.
- Legal protection is possible as a public system.
- Even after closing the business, it is possible to protect from the seizure of creditors for business recovery or life stability.
- Additional income deduction of 5 million won per year is possible for the payment amount.
- Free injury insurance is available.
- You can earn the full amount of the principal and use it as a lump sum because the benefits are applied.
yellow umbrella credit limit
I will look at the yellow transportation deduction limit. I can not exceed the total amount of payment of the contract, and payment is made in 100,000 won. The limit varies depending on how you apply. There are ways to make a big application, visit the window, Internet, app, and mobile phone.
Limit according to the application method for yellow umbrella deduction loan
If it is a window visit/internet/applicable: (Arbitrary cancellation refund - withholding forecast tax) x 0.9 or less
Cellphone: (Arbitrary Refund - Withholding Tax Amount) x 0.9 or less, but 30 million won per day / maximum limit per year is 60 million won
yellow umbrella deduction loan condition
I'll look at the yellow umbrella loan 폰테크 terms. I'll look at the loan period, interest and payment methods. Below.
- The period of loan;
Automatic extension of the contract period by one year
- Loan interest rates;
In the case of loan rates, the interest rate has changed from 3.4% to 2.9% due to corona.
- Methods of payment;
I will transfer it to the product execution date every month from the next month when the implementation date belongs. For example, if the date of the loan execution, that is, the date of the loan payment, is 21 years and 03 months 25, the start date of the interest payment will be 21 years and the interest will be paid on the 25th of each month.
yellow umbrella deduction loan specifics
If you have learned about the yellow umbrella deduction terms, we will now have time to learn about the specifics.
- There is no overdue interest;
I think it's the biggest feature. There's no overdue interest. If you pay it after the payment date, the principal will increase as much as the interest you did not pay. Interest rates on increased principal are recalculated, resulting in interest; of course, if interest is not paid, it will be reclaimed every payment day.
- The interest rate may be changed;
If the interest rate changes according to the central bank's decision during use, the interest rate may change, and of course the interest rate to be paid will also be paid in line with the changed interest rate.
yellow umbrella deduction loan application method
- Application for mobile;
If you download the yellow umbrella application through the mobile phone application, you can apply for a loan.
- Visiting branch offices;
As there is a yellow umbrella headquarters nationwide, you can go directly and apply for the site.